Stocks on a roller coaster in April

What a week!  Monday was a huge down day, followed by three strong up days and then Friday was like Monday.  Nobody likes their account values to decline, but I’m not alarmed. The President’s ... continue reading

The High Cost of Mutual Funds?

“Most People, Brokers and Mutual Funds Do Worse Than Average.” You may have heard this or similar message.  It is difficult to “beat the market.” The averages are just that – theoretical, numerical averages ... continue reading

The Real Death Tax

The IRS tax code is favorable to married couples and unfavorable to single people in a relative sense.  The IRS doesn’t distinguish between happily or unhappily married couples.  Married is married and better tax ... continue reading